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What’s the Difference Between a Will and a Trust: Why On Earth Would I Ever Need a Trust?

By John Stege, Denver Estate Planning Attorney


A will is a written document that decides who gets your  assets after your death. Not all wills contain trusts. A trust can be created either in a will or separately to make payments on behalf of someone who is too young, too old or too disabled […]

By |October 24th, 2017|Categories: Uncategorized|1 Comment

How To Stay Debt Free Once You Get There !

How To Stay Debt Free Once You Get There !

My business is helping people get out of debt. I provide debt relief counseling for consumer debtors, and attorney negotiation services for people who have unsecured credit card debt.

However, today I thought I’d give some ideas I have about how to stay out of debt once […]

By |September 13th, 2016|Categories: Uncategorized|0 Comments

Federal Trade Commission Warns That Debt Relief Firms Offer Bad Deals For Consumers

This is not actually a great shock to any attorney who practices in the area of consumer debt relief or consumer bankruptcy, but the Federal Trade Commission now has an article warning consumers about the risks of dealing with Debt Settlement Firms on its consumer information web-site, Debt Settlement Has Risks. As part of their […]

By |February 13th, 2015|Categories: Uncategorized|0 Comments

Your Debt Situation is really not as bad as you think! The Compassionate Lawyer’s Guide to Less Stress!

I just had an interesting conversation with a client today. He was worried about whether his creditor could seize his business assets. I was nonplussed. I said to him: “but nobody has even sued you yet, have they?” He said no. “Then how are they going to seize anything from you?” First they would need […]

By |August 31st, 2014|Categories: Blog|0 Comments

Debt Negotiation Made Simple: It’s All About Leverage!

If you are thinking of negotiating a settlement of your credit card or other unsecured debt you need to know the most important point: As any expert negotiator will tell you, all negotiations are about leverage — who has it and who doesn’t.

What The Creditor Wants: When you have defaulted in paying a consumer debt […]

By |August 21st, 2014|Categories: Blog|0 Comments

Debt Relief Is Like Bladder Control!

Nobody wants to talk about it or think about it unless there’s a problem. Nobody is hanging out on Facebook and Twitter saying “Isn’t bladder control great!” #bladdercontrol please!

Well, actually I checked and there really are a few people who tweet that, but I’d say most people don’t want to think about it, unless there’s […]

By |July 1st, 2014|Categories: Blog|Tags: , , |0 Comments

Love, Authenticity and Truth In Debt Relief!

What You Need To Know About Debt Settlement Negotiations
As a Colorado attorney practicing in the areas of consumer debt negotiation and settlement and bankruptcy, I frequently wish my clients had come to me sooner for advice or assistance. So, I decided to write this article based on my experiences in consumer debt settlement negotiations with […]